Probate Real Estate Help:

 

  • Verify that the Personal Representative has the required Short Certificate or Letters of Testamentary .

  • Offer guidance to find contractors to assist with clean outs and home repairs such as electric, plumbing, painting, flooring, etc.

  • Offer Guidance to obtain an estate EIN Number and file PA Estate Inheritance Taxes.

  • Offer Guidance to pay Federal Estate Taxes .

  • Make sure the title company receives a copy of the final appraisement to verify the estate taxes were paid.

  • Offer Free Market Analysis to determine the value of your home. This will help you strategize your next steps.

  • Coordinate payment of all parties within the estate are paid, as well as any fees obtained during the probate process.

  • Work with the title company to make sure they have all the required estate paperwork need to settle an real property.

  • Pat Egan has taken courses to become a Certified Probate Real Estate Specialist in 2014.

 

LOAN MODIFICATIONS:

Loan Modification – Pros and Cons

Loan Modification – 995Hope.org

Mortgage Forbearance – Pros and Cons

Forbearance Ending – Next Step

Hard Money Lender – Pros and Cons

Filing Bankruptcy to Avoid or DELAY Foreclosure

Refinance vs Loan Modification

Loan Modifications:

  •      Lowers your monthly payments and keeps you in your home
  •      Prevents or delays foreclosure
  •      Is not a new loan (like refinancing).  Modifies your existing loan.  
  •      Not as damaging to your credit as foreclosing
  •      Not all lenders offer loan modification
  •      May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate

What is mortgage forbearance?

Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.

LOAN MODIFICATIONS:

Loan Modification – Pros and Cons

Loan Modification – 995Hope.org

Mortgage Forbearance – Pros and Cons

Forbearance Ending – Next Step

Hard Money Lender – Pros and Cons

Filing Bankruptcy to Avoid or DELAY Foreclosure

Refinance vs Loan Modification

Loan Modifications:

  •      Lowers your monthly payments and keeps you in your home
  •      Prevents or delays foreclosure
  •      Is not a new loan (like refinancing).  Modifies your existing loan.  
  •      Not as damaging to your credit as foreclosing
  •      Not all lenders offer loan modification
  •      May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate

What is mortgage forbearance?

Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.

LOAN MODIFICATIONS:

Loan Modification – Pros and Cons

Loan Modification – 995Hope.org

Mortgage Forbearance – Pros and Cons

Forbearance Ending – Next Step

Hard Money Lender – Pros and Cons

Filing Bankruptcy to Avoid or DELAY Foreclosure

Refinance vs Loan Modification

Loan Modifications:

  •      Lowers your monthly payments and keeps you in your home
  •      Prevents or delays foreclosure
  •      Is not a new loan (like refinancing).  Modifies your existing loan.  
  •      Not as damaging to your credit as foreclosing
  •      Not all lenders offer loan modification
  •      May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate

What is mortgage forbearance?

Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.

LOAN MODIFICATIONS:

Loan Modification – Pros and Cons

Loan Modification – 995Hope.org

Mortgage Forbearance – Pros and Cons

Forbearance Ending – Next Step

Hard Money Lender – Pros and Cons

Filing Bankruptcy to Avoid or DELAY Foreclosure

Refinance vs Loan Modification

Loan Modifications:

  •      Lowers your monthly payments and keeps you in your home
  •      Prevents or delays foreclosure
  •      Is not a new loan (like refinancing).  Modifies your existing loan.  
  •      Not as damaging to your credit as foreclosing
  •      Not all lenders offer loan modification
  •      May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate

What is mortgage forbearance?

Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.