Probate Real Estate Help:
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Verify that the Personal Representative has the required Short Certificate or Letters of Testamentary .
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Offer guidance to find contractors to assist with clean outs and home repairs such as electric, plumbing, painting, flooring, etc.
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Offer Guidance to obtain an estate EIN Number and file PA Estate Inheritance Taxes.
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Offer Guidance to pay Federal Estate Taxes .
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Make sure the title company receives a copy of the final appraisement to verify the estate taxes were paid.
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Offer Free Market Analysis to determine the value of your home. This will help you strategize your next steps.
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Coordinate payment of all parties within the estate are paid, as well as any fees obtained during the probate process.
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Work with the title company to make sure they have all the required estate paperwork need to settle an real property.
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Pat Egan has taken courses to become a Certified Probate Real Estate Specialist in 2014.
LOAN MODIFICATIONS:
Loan Modification – Pros and Cons
Loan Modification – 995Hope.org
Mortgage Forbearance – Pros and Cons
Forbearance Ending – Next Step
Hard Money Lender – Pros and Cons
Filing Bankruptcy to Avoid or DELAY Foreclosure
Refinance vs Loan Modification
Loan Modifications:
- Lowers your monthly payments and keeps you in your home
- Prevents or delays foreclosure
- Is not a new loan (like refinancing). Modifies your existing loan.
- Not as damaging to your credit as foreclosing
- Not all lenders offer loan modification
- May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate
What is mortgage forbearance?
Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.
LOAN MODIFICATIONS:
Loan Modification – Pros and Cons
Loan Modification – 995Hope.org
Mortgage Forbearance – Pros and Cons
Forbearance Ending – Next Step
Hard Money Lender – Pros and Cons
Filing Bankruptcy to Avoid or DELAY Foreclosure
Refinance vs Loan Modification
Loan Modifications:
- Lowers your monthly payments and keeps you in your home
- Prevents or delays foreclosure
- Is not a new loan (like refinancing). Modifies your existing loan.
- Not as damaging to your credit as foreclosing
- Not all lenders offer loan modification
- May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate
What is mortgage forbearance?
Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.
LOAN MODIFICATIONS:
Loan Modification – Pros and Cons
Loan Modification – 995Hope.org
Mortgage Forbearance – Pros and Cons
Forbearance Ending – Next Step
Hard Money Lender – Pros and Cons
Filing Bankruptcy to Avoid or DELAY Foreclosure
Refinance vs Loan Modification
Loan Modifications:
- Lowers your monthly payments and keeps you in your home
- Prevents or delays foreclosure
- Is not a new loan (like refinancing). Modifies your existing loan.
- Not as damaging to your credit as foreclosing
- Not all lenders offer loan modification
- May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate
What is mortgage forbearance?
Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.
LOAN MODIFICATIONS:
Loan Modification – Pros and Cons
Loan Modification – 995Hope.org
Mortgage Forbearance – Pros and Cons
Forbearance Ending – Next Step
Hard Money Lender – Pros and Cons
Filing Bankruptcy to Avoid or DELAY Foreclosure
Refinance vs Loan Modification
Loan Modifications:
- Lowers your monthly payments and keeps you in your home
- Prevents or delays foreclosure
- Is not a new loan (like refinancing). Modifies your existing loan.
- Not as damaging to your credit as foreclosing
- Not all lenders offer loan modification
- May lower your interest rate or increase loan term or change from adjustable rate to a fixed interest rate
What is mortgage forbearance?
Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.